The 4 best ways to use your FSA dollars before you lose them
Using a Flexible Spending Account (FSA)
1) Stock up on health products you’ll eventually need:
• Buy extra contact lenses, solution, and eyeglasses if yours are expiring soon
• Stock up on bandages, wraps, ice packs, heating pads, etc.
• Purchase over-the-counter medicines you regularly use like pain relievers, cold medicines, allergy meds
• Buy sunscreen and skin care items like acne treatments
2) Splurge on higher-end health items:
• Upgrade eyeglasses, get prescription sunglasses
• Buy fancy electric toothbrushes, water flossers, whitening systems
• Get a high-tech fitness watch
• Purchase premium health foods, vitamins, supplements
• Invest in luxury self-care like spa visits, float therapy, rejuvenation
3) Pay for qualified health services:
• Schedule end-of-year doctor, dental, and vision exams and stock up on contacts
• Pay for chiropractic, acupuncture, physical therapy, massage
• Use for health coaching, weight loss programs, smoking cessation
• Cover alcohol/drug abuse counseling, therapy, anger management
• Pay for flu shots, HPV vaccines, TDAP vaccines, and other immunizations
4) Get specialty health items you may need:
• Buy fitness items like yoga mats, fitness trackers, workout videos/apps/subscriptions
• Invest in ergonomic items like standing desks, back supports, wrist rests
• Get electronic stimulators like TENS units, massage guns, foot massagers
• Purchase programs/apps/memberships for meditation, sleep help, therapy