By Andrew Lokenauth I’ve used Microsoft Excel for 20 years, and these 20 tips & functions will make you an expert and increase your productivity (with examples of each below): (1) Wildcards (2) Duplicate (3) Remove Duplicates (4)Transpose (5) Filter (6) Conditional Formatting (7) Sparklines (8) Pivot Tables (9) Auto-fill …

By Andrew Lokenauth 25 powerful tips to build wealth (If you want to be better with money, read this): 1) Always consider opportunity cost. If you make $20/ hour: • that night out isn’t $300, it’s 15 hours of your time, or 2 days of work • that car isn’t…

The GPT-4 Phenomenon: It can process videos, images, speech, and text. It will transform the future of work — By Andrew Lokenauth In this edition, we dive into GPT-4 because it touches on many topics such as making additional money as an entrepreneur, as well as the influence of AI on the future of work and the economy. Let’s get into it! GPT-4 is a groundbreaking AI technology revolutionizing…

Silicon Valley Bank is no more: How does the 16th largest bank in America collapse? — By Andrew Lokenauth Silicon Valley Bank’s collapse is the second-largest bank failure in US history and the largest since the 2008 financial crisis. With $209 billion of assets and $175 billion of deposits, SVB was the 16th largest bank in America. This makes it the biggest bank failure since the…

The Personal Finance Order of Operations: Make Every Dollar Count — By Andrew Lokenauth To make the most out of extra money that comes your way, such as a bonus from work or tax refund, it’s important to prioritize your financial goals. The financial order of operations provides a framework to help you do that. This ten-step framework helps you prioritize…

Don’t Renovate Your Home Until You Read This: Advice for Your Next Home Project — By Andrew Lokenauth Home renovation timelines can vary widely depending on the scope and complexity of the project. You should expect potential delays due to unforeseen issues, permit and zoning requirements, and material and fixture delivery. Working with reputable contractors and designers will minimize stress. Home renovation projects can be…

The Resale Revolution: How to Make Money from Buying and Selling Used Items — By Andrew Lokenauth When it comes to buying and selling pre-owned items, there are various applications available in the market that can help you turn your unwanted possessions into cash. These apps are ideal for individuals looking to earn some extra money or declutter their homes: Facebook Marketplace — a…

Maximize Your Deductions: The Advantages of Hiring a Tax Professional — By Andrew Lokenauth Hiring a tax professional can be advantageous for those with complicated tax situations or time constraints. Consider the potential benefits and costs to determine whether it’s the right choice for you. Here’s what you need to know: 1) When to consider hiring a tax professional: • Complicated…

Preparing for a Layoff is Vital: How to Prepare for a Layoff — By Andrew Lokenauth Preparing for a potential layoff is important. Aim to save at least three to six months’ worth of living expenses in an emergency fund. If end up getting laid off, create a budget, apply for unemployment benefits, use your emergency fund wisely, and cut back on non-essential…