By Andrew Lokenauth I’ve used Microsoft Excel for 20 years, and these 20 tips & functions will make you an expert and increase your productivity (with examples of each below): (1) Wildcards (2) Duplicate (3) Remove Duplicates (4)Transpose (5) Filter (6) Conditional Formatting (7) Sparklines (8) Pivot Tables (9) Auto-fill …

By Andrew Lokenauth 25 powerful tips to build wealth (If you want to be better with money, read this): 1) Always consider opportunity cost. If you make $20/ hour: • that night out isn’t $300, it’s 15 hours of your time, or 2 days of work • that car isn’t…

By Andrew Lokenauth 1) Warren Buffett is worth ~$100 Billion and recommends investing in the S&P 500. S&P 500 returns over the last 40 years: 2) The S&P 500 is a group of America’s largest companies and has returned ~11% each year. S&P 500 returns over the last 100 years:

This acquisition marks the first time that a bank has been acquired after failing — By Andrew Lokenauth First Citizens Bank’s acquisition of Silicon Valley Bank may be a turning point for the banking crisis. This acquisition marks the first time that a bank has been acquired after failing since the 2008 financial crisis. …

Will the Fed crash the market? The Federal Reserve raises interest rates to a 16-year high! — By Andrew Lokenauth The Federal Reserve raised interest rates by 25 basis points to a 16-year high. This marks the ninth rate increase in about a year, bringing interest rates to their highest level since 2007. …

TikTok’s future in the US? Everything you need to know — By Andrew Lokenauth The US government has accused TikTok of sharing user data with the Chinese government, and of being a threat to national security. While TikTok has denied these claims, many governments and institutions around the world have already banned TikTok on government phones, including the US, Britain, the…

The GPT-4 Phenomenon: It can process videos, images, speech, and text. It will transform the future of work — By Andrew Lokenauth In this edition, we dive into GPT-4 because it touches on many topics such as making additional money as an entrepreneur, as well as the influence of AI on the future of work and the economy. Let’s get into it! GPT-4 is a groundbreaking AI technology revolutionizing…

Silicon Valley Bank is no more: How does the 16th largest bank in America collapse? — By Andrew Lokenauth Silicon Valley Bank’s collapse is the second-largest bank failure in US history and the largest since the 2008 financial crisis. With $209 billion of assets and $175 billion of deposits, SVB was the 16th largest bank in America. …

The Personal Finance Order of Operations: Make Every Dollar Count — By Andrew Lokenauth To make the most out of extra money that comes your way, such as a bonus from work or tax refund, it’s important to prioritize your financial goals. The financial order of operations provides a framework to help you do that. This ten-step framework helps you prioritize…