By Andrew Lokenauth I’ve used Microsoft Excel for 20 years, and these 20 tips & functions will make you an expert and increase your productivity (with examples of each below): (1) Wildcards (2) Duplicate (3) Remove Duplicates (4)Transpose (5) Filter (6) Conditional Formatting (7) Sparklines (8) Pivot Tables (9) Auto-fill …

By Andrew Lokenauth 25 powerful tips to build wealth (If you want to be better with money, read this): 1) Always consider opportunity cost. If you make $20/ hour: • that night out isn’t $300, it’s 15 hours of your time, or 2 days of work • that car isn’t…

The #1 Tax Hack Parents Use to Legally Avoid Taxes — By Andrew Lokenauth If you’re a business owner, you can pay your children $13,850 (tax-free) and deduct it from your own taxes (legally). By doing this, you can legally reduce your taxable income by $13,850 and avoid paying tax on that amount, plus your child will owe $0 taxes on…

Don’t Make These Investing Mistakes — 10 Investing Mistakes to Avoid: 1) Investing With Emotions: • Stay rational during market fluctuations • Avoid making impulsive decisions based on emotions • Fear and greed can cloud judgment and lead to impulsive choices that harm your portfolio’s long-term growth 2) Focusing on the Short Term: • Remember that…

Using a Flexible Spending Account (FSA) — 1) Stock up on health products you’ll eventually need: • Buy extra contact lenses, solution, and eyeglasses if yours are expiring soon • Stock up on bandages, wraps, ice packs, heating pads, etc. …

1) Negotiate better rates • Use student, military, or senior discounts whenever possible • Call service providers like internet, phone, and insurance to request lower rates • Threaten to cancel memberships or subscriptions that won’t offer discounts 2) Limit impulse purchases • Stick to a grocery list and meal plan when…

1. Be fearful when others are greedy and be greedy only when others are fearful 2. Investing is laying out money now to get more back in the future 3. Price is what you pay. Value is what you get. 4. Our goal is to find an outstanding business at…

By Andrew Lokenauth If you win this week’s $1 Billion lottery jackpot (the 3rd largest in history) do these 7 things ASAP: 1) Don’t sign the ticket (set up a trust to sign it — this protects your assets & you remain anonymous) 2) Don’t tell anyone — don’t become…

By Andrew Lokenauth If you win tonight’s $750 Million Powerball Jackpot (the 6th largest in history), or Friday’s $560 Million Mega Millions ($1.3 Billion combined), here are 5 things to do ASAP: 1) NEVER sign the ticket until you get up a trust to protect your assets, and confirm that…