If you win this week’s $1 Billion lottery jackpot (the 3rd largest in history) do these 7 things ASAP:

3 min readJul 18, 2023


By Andrew Lokenauth

Photo by Waldemar on Unsplash

If you win this week’s $1 Billion lottery jackpot (the 3rd largest in history) do these 7 things ASAP:

1) Don’t sign the ticket (set up a trust to sign it — this protects your assets & you remain anonymous)

2) Don’t tell anyone — don’t become a victim of robbery, extortion, or death

3) Hire these 7 professionals ASAP:

• Lawyer

• Security

• Accountant

• Tax Attorney

• Financial advisor

• Estate planning attorney

• Personal assistant

4) Make copies of the ticket (and hide it somewhere safe)

• Make both digital & print copies of the ticket (on both sides)

• Protect the ticket somewhere safe in case you lose the original

• Keep digital copies of the ticket in encrypted cloud storage and an external drive

5) Do these 3 things to go private (because 70% of lottery winners end up broke and 33% declare bankruptcy)

• Delete social media

• Change your address

• Get a new phone number and e-mail address

6) Set up a trust to protect your assets & accept the millions anonymously

12 states allow you to remain anonymous:

• Arizona

• Delaware

• Georgia

• Kansas

• Maryland

• Michigan

• Mississippi

• North Dakota

• New Jersey

• South Carolina

• Texas

• Ohio

7) If you win the lottery, take the lump sum payment instead of the annuity.

The annuity option pays you a fixed amount of money each year for the rest of your life, but it is a poor investment.

You can get a better return by investing the lump sum in an index fund.

7a) The annuity option pays a very low rate of return.

Most lotteries pay around 4.5% annual return, which is less than you can get by investing in an S&P 500 index fund which has a historical average return of 10%

7b) The annuity option gives you less control over your money.

You won’t have access to the capital until you start receiving payments, and you won’t be able to take out more money if you need it.

7c) The annuity option is not guaranteed.

If you die before you receive all of the payments, the rest of the money will go to the state.

The annuity option is not a good investment for most.

If you win the lottery, you should take the lump sum payment and invest it yourself.

8) You’re more likely to get struck by lightning 2x in your life than win the jackpot.

8a) If you drive one mile to buy a lottery ticket, you’re 8x times more likely to die in a car crash than win the jackpot.

9A) Here are the 3 most common Powerball numbers for the red Powerball in the last 7 years:

• 45 times: #24

• 42 times: #18

• 36 times: #4

9B) Here are the 5 most common main numbers to be drawn on the 5 white balls for the past 7 years:

• 78 times: #61

• 77 times: #32

9C) Here are the top 5 biggest US lottery jackpots you didn’t win:

• $1.9 billion Nov. 5, 2022

• $1.6 billion Jan. 13, 2016

• $1.5 billion Oct. 23, 2018

• $1.3 billion July 29, 2022

• $1.0 billion Jan. 22, 2021

• 73 times: #63

• 73 times: #21

• 72 times: #69

If you enjoyed reading this, follow me here on Medium and like/ clap for this article! Connect with me on all social media platforms:

FREE Weekly Newsletter: TheFinanceNewsletter.com

Twitter: @FluentInFinance

Youtube: Youtube.com/FluentInFinance

Facebook Page: Facebook.com/FluentInFinance

Linkedin: Linkedin.com/in/Lokenauth

TikTok: @FluentInFinance

Instagram: @Fluent.In.Finance

Facebook Group: Facebook.com/Groups/FinanceTalk

Reddit Community: r/FluentInFinance




I write TheFinanceNewsletter.com for 50,000 subscribers. My expertise comes from real-world knowledge, sharpened by 15 years working on Wall Street and Banking.